Latest From The Blog
Posted by Admin on November 16th, 2011 ~
0 Comments How do you know whether you would be better off applying for a credit card ideal for balance transfers or a card that offers interest free purchases? Some people know without too much thought which type of card would better suit them, but this isn’t always the case. Read on for some things to think about when you are choosing which credit card to apply for.
Probably one of the main things you need to consider is how you are actually planning to use the card. For instance, if you want to transfer an outstanding balance from an existing card to your new one, it is likely that you would be able to benefit from a balance transfer card.
Alternatively, if you like to use your credit card on a regular basis then a purchase card might be a good option for you; if you choose one of these then it’s likely you’ll be able to get an interest free purchase period and 0% balance transfer period, so this is a useful option for many consumers.
If you are unsure which card would be best for you then one good type to consider is the all-round credit card. This Read more…
Tags: credit card for balance transfers
Posted by Nathan Torres on January 25th, 2012 ~
0 Comments 
Not all credit scores are created equal, not even close. Did you know there are actually different types of credit scores?
Here are the 5 most popular types…
Hands down, FICO is the most popular type of credit score. It was first launched in 1958 and today, well over 90% of the largest lenders use it. All of the best credit cards and loans will take into account your FICO score when reviewing your application.
The FICO range is 300 to 850, but rarely will you find someone near the bottom or top. To put things in perspective, only 2% of Americans have a score between 300 and 499. And to be above 800 puts you in top 13%. The median is reportedly 723.
The credit bureaus have to pay Fair Isaac (the owners of FICO) to use their formula. So for that reason, they decided to join forces a few years ago and come up with another type of credit score – the VantageScore – but so far it hasnt gained much traction.
It runs on a 500 to 990 scale and every 100 points corresponds to a different letter grade; 500 to 600 = F, 601 to 700 = D, 701-900 = C, 801 to 900 = B, and 901 or higher = A. This he
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Tags: Credit Scores, Different Types, Scores
Posted by Brian Reed on January 24th, 2012 ~
0 Comments Social media is a huge area of discussion in small business these days as a way to market, network and engage your clients and customers while boosting your brand. Here are tips on building an effective social media platform you may wish to consider.
Tips & Trends
Building a business platform. If 2011 was the year businesses began using social media in earnest, 2012 may be the year of building an effective social media platform to share your ideas and brand. Heres how to do it.
Small busines trends in social media. Michael Stelzner interviews Anita Campbell, founder of Small Business Trends, about what kinds of businesses do best with social media and how to use social media effectively.
Tools & Training
Managing your time online. As a small business owner you need to manage your time. Social media can be an awesome tool for both marketing and collecting information but it can be a huge time sink as well. Here are some tools that help you manage your time on the social Web well.
Small businesses still learning the ropes.
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Tags: Media, Small Business, Social Media
Posted by Sara Lopez on January 23rd, 2012 ~
0 Comments Every small business needs to know where the money went – and is going.
Intuit QuickBooks Pro accounting software
It’s hard to beat their convenience for business people,
These top selling accounting software programs simplify your small business accounting tasks, and provide all the reports and tools you need to effectively use your financial data.
Tags: Accounting Software, Business, Small Business
Posted by Brian Reed on January 17th, 2012 ~
0 Comments 
Choosing a college is a big decision at any level, but choosing the right Masters of Business Administration (MBA) program can be crucial to your career. Whether you want the degree because you’re eyeing a high-powered position or you’d simply like to develop your leadership, management and entrepreneurial skills, you can’t afford to settle for second-best. Your competition won’t, especially now that the MBA has become one of the most popular degree programs in the nation.
The obvious way to stay ahead of the competition is to base your decision on MBA program rankings – but how do you know which rankings are the most reliable and the most relevant for your personal purpose? Rather than flooding the market with another MBA ranking, we’ve decided to highlight the best MBA rankings out there, all in one place. Stay tuned to this space because the new year marks the beginning of rankings season and we’ll be adding new quality rankings as they become available.
U.S. News,
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Tags: Mba, Mba Rankings
Posted by Nathan Torres on January 14th, 2012 ~
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Want free credit monitoring?
With the free credit monitoring services you are going to get a bunch of great tools to help you manage and protect your credit from getting trashed.
- Email Alerts First off, as member you will receive proactive email alerts anytime their is a significant change with your credit. On top of that it will also inform you if you if you are going to be delinquent on a bill or debt that you owe on to help prevent you from destroying your credit.
- Identity and Credit Theft Protection With Credit Karma they will constantly watch over your credit for any suspicious activity and let you know as soon as something happens. So if someone decides to open a new credit card in your name without your consent you will be notified immediately.
- Its Fee Free Always As a subscriber with Credit Karma you dont have to worry every paying for it. Their are
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Tags: Credit Monitoring, Free Credit, Free Credit Monitoring, Monitoring
Posted by Sara Lopez on January 12th, 2012 ~
0 Comments I’m proud of the progress we have made during the past year. We have not shied away from tough decisions – on the budget, education and health care – to put Oregon on a more sustainable path. And it’s been refreshing to partner with a legislature that has put problem-solving ahead of partisanship. We have come a long way.
And we have more to do.
I’ve been unable to shake an image from an Oregonian story I read in October. It’s an image of an extension cord. An extension cord that runs from one Crook County house to that of her neighbor, providing power because she has gone without heat or electricity for six months. She has exhausted her unemployment benefits and is living on the edge.
That extension cord is her fragile lifeline and a harsh reminder that we are at or near the high point in terms of human need in Oregon, at the very moment when we are at or near a low point in state revenue to provide critical public services. That extens
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Posted by Sara Lopez on January 8th, 2012 ~
0 Comments 
Forget its mild-mannered reputation: tea is not for the faint of heart. Last year, the United States tea industry brought in $6.5 billion thanks to a roster of heavy hitting, fiercely competitive brands, ranging from Honest Tea to Tazo and old-time stalwarts like Lipton.
So what are the chances that Runa – a start-up company peddling an obscure Amazonian leaf called guayusa – can elbow its way into this already crowded scene? Combine seemingly long odds with Runa’s unlikely provenance: In 2008, a pair of Brown University undergrads, one doing linguistic research in the Amazon, the other studying marine biology, rerouted their career paths to become entrepreneurs after encountering the caffeinated guayusa leaf, which steeps into a potent brew, and realizing it hadn’t yet been commercialized.
Employees: Runa has 5 full-time employees in Brooklyn, 30 in Ecuador.
On top of providing income to some 1,000 farmers, Mr. Gage sai
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Tags: Tea, Tea Company
